Our Businesses

Western & Southern Financial Group (Western & Southern) is a nationally recognized leader in consumer and business financial services. We have been helping to build healthy communities and protect financial futures for more than 128 years.

Our member companies provide millions of individuals, businesses and institutions across the country with life and health insurance, annuities, mutual funds and a variety of other investment management products and services.

Our robust capital position, coupled with our mutual holding company structure, enables us to take the long-term strategic view without the short-term quarter-to-quarter pressures that most of our competitors face. Our long-term strategic approach has inspired decades of consumer confidence and grown our assets to $67.9 billion owned and managed as of July 31, 2016

$67.9 billion in total assets owned and managed

As of July 31, 2016

Balance Sheet

Western & Southern’s balance sheet is one of the strongest, if not the strongest, in our industry. At year-end 2015, we reported more than $66 billion in total assets owned and managed, a GAAP net worth of $7.4 billion, and a capital-to-asset ratio topping 17.4 percent – more than double the average of the 15 largest publicly traded U.S. life companies.

Our balance sheet

Family of Companies

Products and services provided by our member companies are sold in every state. We employ nearly 4,000 associates and have 49,000 professionals licensed to sell our companies’ products.


Western & Southern Financial Group is one of the strongest life insurance groups in the world.

Our Ratings

life insurance

Life & Health Insurance

Our six life and health insurance companies help protect the financial security of individuals and families throughout the country.

Learn more ›



A leading fixed annuity provider in banks for decades, our wholesale distribution subsidiary helps Americans invest for and live comfortably in retirement.

Learn more ›


Investment Management

Growth in assets, investment commitments, accounts and relationships with financial decision makers is fueling the success of our investment management business.

Learn more ›

mutual funds

Mutual Funds

Touchstone Investments is a mutual fund company committed to providing investors with access to institutional asset managers who act in a sub-advisory capacity.

Learn more ›

financial services

Financial Services

We continue to enhance our growth with services that deliver maximum value to financial institutions and real estate investment and property management clients.

Learn more ›