Our Family of Companies
western & southern financial group logo
western & southern life logo
columbus life logo
eagle realty group logo
Fabric by Gerber Life
fort washington logo
gerber life logo
integrity life logo
lafayette life logo
national integrity life logo
touchstone investments logo
w&s financial group distributors logo
Annuities

Financial Security for Your Future

Real Retirement Solutions Can Start With an Annuity

The reality is, people live longer in retirement. That creates the real risk of outliving your income. Annuities can help. They offer a stream of regular payouts to help you maintain a comfortable lifestyle. They can start now or in the future. And they can be guaranteed to last as long as you live. A Columbus Life financial representative can help you make the right choice based on your retirement needs.

Fixed Annuities

Fixed annuities give you the chance to earn more on your money at a competitive, fixed interest rate. Indexed annuities, a specific type of fixed annuity, also provide guarantees, as well as the opportunity to earn interest based on changes in a market index or indices.

Advantage Fixed Indexed Annuity

The Advantage Single Premium Fixed Indexed Annuity provides an optional Guaranteed Lifetime Withdrawal Benefit (GLWB) with growth potential in four allocation options.1

AccountMax Market Value Adjusted Fixed Annuity

Columbus Life’s AccountMax Single Premium Deferred Annuity with a market value adjustment offers growth potential and flexibility in one product. 
What Is an Annuity?

Have you ever worried about outliving your retirement savings? Annuities are insurance products to accumulate assets tax-deferred and create guaranteed income streams that last your lifetime, or potentially pay beneficiaries. Columbus Life offers Fixed and Fixed Indexed Annuities to help you prepare for retirement with the confidence it will be reinforced by the safety and security of our exceptional financial strength.

Single Premium Deferred Annuity

A single premium deferred annuity allows for a single, lump-sum contribution. Your money grows tax-deferred until you withdraw it or begin receiving a stream of income payments.

Passport Single Premium Deferred Annuity

The Passport Single Premium Deferred Annuity locks in a guaranteed, fixed interest rate for a certain time. Your money grows tax-deferred2 until it's withdrawn.

Single Premium Immediate Annuity

Unlike a deferred annuity, an immediate annuity permanently converts a lump sum into income payments right when you purchase the annuity. Single premium immediate annuities allow you to set up an immediate, steady income stream with a one-time, lump-sum contribution that can last as long as you live.

LifeSource Plus® Single Premium Immediate Annuity

With a single premium immediate annuity, you can make a one-time payment into your annuity to receive a guaranteed income stream for life.3

IMPORTANT DISCLOSURES
1 Advantage is not a security. It does not participate in the stock market or any index. It is an insurance contract designed to help you address your long-term retirement income needs.
2 Interest earnings grow tax deferred until received. Distributions from non-qualified annuities and IRAs are subject to ordinary income tax. Distributions from a Roth IRA are tax free after age 59½ if the plan has been established for at least five years. Withdrawals prior to age 59½ may incur a 10% IRS penalty tax in both Traditional IRA and Roth IRA plans and in non-qualified annuities.
3 An immediate annuity is permanent. Owner has no access to premium, which converts to an income payout stream. There is no cash value, no death benefit and the annuity can't be surrendered. Contract terms, such as payment amount and frequency, cannot be changed, unless commutation is available and elected. An immediate annuity should not be purchased if access may be needed to any of the premium for living expenses or other purposes.

Payment of the benefits of Columbus Life Insurance Company products is the obligation of, and is guaranteed by, Columbus Life. Guarantees are based on the claims-paying ability of Columbus Life. Products are backed by the full financial strength of Columbus Life Insurance Company, Cincinnati, Ohio. Columbus Life Insurance Company is a member of Western & Southern Financial Group, Inc.

Annuity contracts have terms and limitations for keeping them in force. Please contact a financial representative for complete details.

Earnings and pre-tax payments are subject to ordinary income tax at withdrawal. Withdrawals may be subject to charges.  Withdrawals of taxable amounts from an annuity are subject to ordinary income tax, and, if taken before age 59½, may be subject to a 10% IRS penalty. Neither Columbus Life, nor its agents, offer tax advice. For specific tax information, consult your attorney or tax advisor. Interest rates are declared by the insurance company at annual effective rates, taking into account daily compounding of interest.

Single Premium Fixed Indexed Annuity contract series ICC14 ENT-03 1406, Guaranteed Lifetime Withdrawal Benefit Rider series ICC14 ER.03 GLWB-I 1406 and ICC14 ER.04 GLWB-S 1406, Single Premium Deferred Annuity contract series CL 77-I 0407 and CL 81-I 0407, Single Premium Immediate Annuity contract series CL 21 issued by Columbus Life Insurance Company.

These contracts and benefits may not be available in all states, and benefits may vary by state.