1 For persons born 1951-1959. Age 75 if born 1960 and after.
2 QLAC limit if bought or exchanged after 12/29/22. Increases in future years for COLA.
3 Dates back to the founding of The Western and Southern Life Insurance Company in 1888.
Issued by Integrity Life Insurance Company, Cincinnati, OH, or National Integrity Life Insurance Company, White Plains, NY. Integrity Life operates in DC and all states except NY, where National Integrity Life operates.
W&S Financial Group Distributors, Inc. (doing business in CA as W&S Financial Insurance Services) is an affiliated life insurance agency of the issuer. All companies members of Western & Southern Financial Group.
Deferred income annuity (DIA) is permanent. Owner has no access to premium, which converts to income stream if at least one annuitant is alive on income date. There’s no cash value and it can’t be surrendered.
Contract terms, such as payouts and frequency, can’t be changed, except under limited contract circumstances. DIA should not be bought if access is needed to premium for living or other expenses. If payout for life
or 2 lives is elected, whether payout is greater or less than premium paid depends on annuitant(s) lifespan. Benefit payment is obligation of, and guaranteed by, issuing company. Guarantees based on issuer claimspaying
ability. Products backed by Integrity Life or National Integrity Life. Earnings and pre-tax premium payments subject to income tax at withdrawal. Withdrawals may be subject to charge. Withdrawals subject
to ordinary income tax and, if taken before age 59-1⁄2, may be subject to 10% IRS penalty. Issuers and their agents do not offer tax advice. Consult a tax advisor or attorney. IRA beneficiary distributions are subject to
income tax as received. Product and feature availability, and benefit provisions, vary by state. See product details and limitations. Flexible Premium Deferred Paid-Up Annuity Contract Series ICC17 ENT-04 1708 and
ENT-04 1708 NY and endorsements ICC17 EE.32-36 1708.
No bank guarantee • Not a deposit • May lose value • Not FDIC/NCUA insured • Not insured by any federal government agency
