Know Exactly How Much Your Money Is Earning With a Fixed Annuity

When you buy a fixed annuity, Western & Southern guarantees you an interest rate for a certain period of time. In other words, regardless of market conditions, you will never receive less than your guaranteed percentage rate.

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Fixed Annuity

Fixed Annuities

When you buy a fixed annuity, Western & Southern guarantees you an interest rate for a certain period of time. At the end of this period, we will declare a renewal interest rate and another guarantee period. In addition, most fixed annuities have a minimum interest rate that is guaranteed for the life of the contract. In other words, regardless of market conditions, you will never receive less than your guaranteed percentage rate.

Fixed Annuity Solutions

IncomeSource Single Premium Immediate Annuity

Guaranteed lifetime retirement income immediately

IncomeSource Select Deferred Income Annuity

Guaranteed lifetime retirement income for the future

Indextra Fixed Indexed Annuity

Designed to protect its accumulated account value from losses due to negative changes in market indexes associated with the annuity

New Momentum Flexible Premium Deferred Annuity

Select among multi-year rate guarantees with each premium. Interest rates—all with first-year rate enhancement—guaranteed for up to 10 years

SmartSelect Single Premium Deferred Annuity

Select multi-year rate-to-term guarantee periods with matching withdrawal charge periods

SPDA Series II

Accepts a low minimum contribution of only $3,000. Provides a money-back guarantee

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Give us a call 866-832-7714 866-832-7714

Why a Fixed Annuity From Western & Southern?

When you’re balancing growth with security in retirement, you may want a fixed annuity from a company with a history of stability. Western & Southern’s financial ratings from widely regarded independent agencies have helped us become one of the strongest life insurance groups. We have knowledgeable financial representatives available to help you with your fixed annuity needs.

IMPORTANT DISCLOSURES

Single Premium Deferred Annuity Contract with Indexed Interest Options Series ICC14 ENT-03 1406 issued by Integrity Life Insurance Company which operates in DC and all states except NY.

Indextra is issued by Integrity Life Insurance Company. At Western & Southern Financial Group, Indextra is offered through W&S Brokerage Services, Inc., a registered broker-dealer, member FINRA / SIPC.

These contracts and benefits may not be available in all states, and benefits may vary by state.

Payment of benefits under the annuity contract is the obligation of, and is guaranteed by, the issuing company. Guarantees are based on the claims-paying ability of the issuer. Products are backed by the full financial strength of the issuing company.

Earnings and pre-tax payments are subject to income tax at withdrawal. Withdrawals may be subject to charges. Withdrawals from an annuity are subject to ordinary income tax, and, if taken before age 59½, may be subject to a 10% IRS penalty.

Annuity contracts have terms and limitations for keeping them in force. Please contact a financial representative for complete details.

Annuity products are not bank products, are not a deposit, are not insured by the FDIC, nor any other federal entity, have no bank guarantee, and may lose value.