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What Is a Life Insurance Policy?
Why Do I Need Life Insurance?
Peace of Mind
41% of Americans say they want to work with an agent to purchase life insurance.1
Talk to a Financial Representative
What Are the 3 Main Types of Life Insurance?
"Get a Life" - Life Insurance Awareness
![family on couch reviewing life insurance policies](/-/media/feature/westernsouthern/products/table-module/family-on-couch-lg.jpg?rev=e931a4f9351e4c57b7e83af739a6b8e3&la=en&h=487&w=991&hash=BDABADF1BDA28538F450069A32C045E6C7CBE406)
Which Is the Best Life Insurance Policy for Me?
Benefits | Whole Life | Universal Life | Term Life |
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Guaranteed Lifetime Coverage
Coverage that lasts throughout your entire life as long as premiums are paid
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Checked | Checked | NotChecked |
Instant Online Quotes
Preliminary instant quotes available to access your potential premium payouts and coverage if you qualify
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NotChecked | NotChecked | Checked |
May Build Cash Value
Cash that grows tax-deferred and may be used during your lifetime
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Checked | Checked | NotChecked |
Fixed Premiums
Same amount owed every time a payment is due
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Checked | NotChecked | Checked |
Flexible Premiums
Adjustable premium and death benefit amounts when your needs change
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NotChecked | Checked | NotChecked |
May Earn Dividends
Potential income from company profits at recurring times throughout the year. Dividends are not guaranteed
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Checked | NotChecked | NotChecked |
Whole Life | Universal Life | Term Life |
How Much Does Life Insurance Cost?
Get Your Life Insurance Quote Today
Why Western & Southern?
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Financial Strength
![established 1888](/-/media/feature/westernsouthern/content-blocks/supporting-grid/est-1888.png?rev=f452958d28214f22a63aae04870fe00f&la=en&h=147&w=159&hash=39D4700F2563209B7D895955E71E2CC2016CAB01)